OAC has distinguished itself as one of the major companies in the Philippine insurance market, with total assets of more than P1 billion. The company writes all lines of non-life insurance, and even offers exclusive insurance protection packages designed for clients on a highly professional level.
HD logo png

Our History

When a fire broke out in one of the buildings in Manila during the 1960s, their occupants were desperately trying to save their properties, while curious spectators milled around as usual.


One man alone, dressed in his business suit, stood quietly apart from the crowd: he was assessing in his mind the cost of what the fire had damaged. In a few minutes, he had it all figured out and was ready to write a check for the damage to the owner of the building, a client of Oriental Assurance Corporation.
The observer was Don Gonzalo H. Cotoco, who believed so strongly in insurance that he decided to devote his whole life to it. Starting out as an agent for leading insurance companies, he went on to start his own company, Oriental Assurance Corporation on May 3, 1962, serving as its first chairman and president.


Later, he was to pass on this legacy to his son, Nazario H. Cotoco, who continued to lead Oriental, inspired by his father’s strong conviction in the importance of insurance.
OAC has distinguished itself as one of the major companies in the Philippine insurance market, with total assets of more than P1 billion. The company writes all lines of non-life insurance, and even offers exclusive insurance protection packages designed for clients on a highly professional level.


Today, Oriental Assurance continues to move forward, propelled by the synergy of talents and leadership in the Cotoco family’s third and fourth generations. The company has also moved consistently upward with its policy of giving excellent service to clients.


Through its alert observance of the insurance market, Oriental Assurance is determined to be second to none in bringing first-class insurance advice and services to its clients.

Mission And Vision

Our Vision

We will be the preferred and most trusted company for all types of insurance across Southeast Asia because of our professionalism in our client service and versatility in our product portfolio.

Our Mission

We will provide the best and the widest array of financial instruments through innovative and competitive insurance products that will protect our clients’ future.

We pride ourselves with our fast and fair claims settlements, customer friendly environment, state-of-art facilities and exceptionally efficient services delivered by our highly trained professional staff and agents.

We take care of our stakeholders by providing fair returns on their investments. Our employees, producers and other partners in business are the best assets of our company. We assure that we provide them with competitive financial, social, personal and professional growth opportunities.

We strive to be good corporate citizens by supporting fair and just policies and programs of the government within the industry where we operate.

Core Values


We are fair, honest, dedicated, knowledgeable in our work, and respectful of one another. We do things that are always to the best interest by preserving confidentiality in all our dealings with them.

Passion for Excellence

We commit to be always better than before, better than others and better than expected in everything we do.


Our strength is in our synergy as a team.


We continuously search and create opportunities for the development of new and better products and services for total customer satisfaction.

Continuous Education

We never cease to satisfy our desire to increase our knowledge and improve our competencies in our field of expertise.

Social Responsibility

We unselfishly extend our professional responsibility and if need be, our personal care in serving not only our immediate clients, but even beyond their family members when the need arises.

Board of Directors

Atty. Manolo Romulo
Chairman of the Board


Domingo N. Cotoco


Kent S. Cotoco


Donn Drake Daniel T. Cotoco


Donn Dave T. Cotoco


Felino S. Cotoco


Antonio Sy


Domingo N. Cotoco


Kent S. Cotoco 
Executive Vice- President


Gwenny Lynn Hazel Uy Cotoco 


Atty. Melody Anne E. Calo-Villar
Corporate Secretary


Gonzalo C. Cotoco III 
Vice President  (Administration)


Donn Dave T. Cotoco
Vice President  (Marketing Branches & IT)


Angel C. Tolentino Jr.
Vice President




Flowing in and out with every breath, surrounding and enfolding all things. We revel in its vastness and share in the life that it provides. The power of Wind epitomizes the freedom to purse your goals and joys in life.

OAC, in turn, gives you the power to cast aside your worries and enjoy the things you’ve worked hard for, with the vast range of products and expertise that breathes life into your investment.



In darkness, it sheds light. In the cold, it brings warmth. A path is revealed and troubles are eased. Fire is courage and passion in the midst of uncertainty.

Like Fire, OAC gives you a vision and security about the future. Our clients know the commitment and passion that goes into our service, and from this springs their confidence to boldly go forth.



In the open, it can flow forever. In stillness, its energies gather and lie in wait. Its touch quenches, cools, and fills out every corner, preserving and protecting life.

Like Water constantly flowing, OAC adapts to every bend and twist in its path. New trends, challenges, adversities are met with understanding and flexibility, as well as the earnest and personal care of a compassionate people.



The beginning and end of the cycle of our existence, we depend on the Earth to sustain our lives. Its yield provides shelter and nourishment and, with roots running deep into the ground, endure storms that come.

Earth epitomizes dependability and stability – the same qualities that OAC shares to those who have entrusted themselves to the years of experience and strong foundation it has built in the field of insurance.

Oriental Assurance is Secure and Reliable

We will take care of you.