Group Personal Accident Insurance

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A type of insurance covering a group of persons/employees under one Master policy, bound together by a strong, permanent and stable relationship in the fulfillment of a common goal with their employer.

Loose groups such as cooperatives are also qualified under a group insurance. Groups normally has wholesale buying power because of the volume of the persons/employees to be covered, the bigger the group, the lower the rate. The period of coverage is normally one year, 24 hrs, anywhere in the world, and on a Limited in scope basis providing protection only while at work.