North America Travel Package

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Insurance Benefits

insurance Personal Accident

  • Accidental Death and Disablement (AD&D)
  • Unprovoked Murder and Assault

 

insurance Emergency Medical Treatment

  • Medical expenses with hospitalization (includes COVID 19 expenses up to 10,000 USD)
  • Treatment for Pre-existing Condition (First Medical Assistance in case of pre-existing illness)
  • Hospital Cash Allowance (max. of 10 days)
  • Emergency Dental
  • Delivery of medicines

 

insurance Emergency Travel Assistance

  • 24/7 Worldwide Travel Assistance Services
  • Emergency Medical Evacuation/Repatriation (expense due to COVID 19 included in Medical limit)
  • Repatriation of Mortal Remains
  • Return of Minor Children
  • Compassionate Visit
  • Extension of period of stay of the Insured as a result of illness or accident (i.e., accommodation
    expenses only)
  • Relay of Urgent Messages

 

insurance Inconvenience Travel Benefits

  • Trip Cancellation
  • Trip Curtailment
  • Flight Delay- (12 hours) – outbound and inbound
  • Missed Connecting Flight- 12 hours (outbound and inbound)
  • Flight Diversion – 12 hours (outbound and inbound)
  • Baggage Loss/Damage Checked-in
  • Indemnity for robbery of personal items not checked in
  • Baggage Delay (6 hours)
  • Loss of Travel Documents
  • Loss of Personal Money
  • Hijack (Max.of 10 days)

 

insurance Personal Liability

  • Personal Liability

 

NOTE: BENEFITS OF FAMILY MEMBERS

Benefits Distribution
Principal Insured: 100% of all benefits
Spouse: 100% except Medical Expenses benefit which is 50%
Each Child (max. of 4):100% except Medical Expenses benefit which is 50%