Domestic Travel

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Travel Insurance

This is a type of insurance that gives protection while travelling anywhere in the world. International travel insurance offers cashless medical assistance and travel inconvenience benefits. Domestic travel offers the same benefits, but on a reimbursement basis only. This type of insurance covers not only accidents, but also illnesses as well.

ORIENTAL ASSURANCE TRAVEL PLAN (DOMESTIC TRAVEL)

SCHEDULE OF BENEFITS / LIMITS COMPREHENSIVE
Personal Accident
Accidental Death and Disablement
100,000.00
Permanent Total Disability 100,000.00
Unprovoked Murder and Assault 50,000.00
Emergency Medical Treatment
Medical Expenses & Hospitalization including follow up Treatments (covers Covid-19 up to 50%)PHP 100,000 (follow up treatment up to PHP 3,000)
Pre-existing Covid – 19 is not covered
Emergency and Accidental Dental CareP2,000.00 (deductible P200.00)
Extension of period of stay of the Insured as a result of illness or accident (i.e., accommodation expenses only)P200.00 maximum of P2,000.00
Emergency Travel Assistance
Emergency Medical Evacuation10,000.00
Emergency Medical Repatriation10,000.00
Hospital Cash Allowance (up to 10 days)P200,00 maximum of P2,000.00
Inconvenience Travel Benefits
Trip CancellationP10,000.00
Trip Curtailment P10,000.00
Flight Delay P 1,000.00
Flight Diversion P 1,000.00
Hijack – minimum of 12 hours waiting period limited up to a maximum of 10 daysP200.00 maximum of P2,000.00
Baggage Loss / Damage – Airline and other checked in itemsUp to P200 per item maximum of P1,000
Loss of Travel Documents P2,000.00
Personal Liability
Personal Liability P 20,000.00
SCHEDULE OF PREMIUMS (in Pesos) COMPREHENSIVE
INDIVIDUAL RATES
No. of days PHP
Up to 4 169.26
Up to 7 201.60
Up to10 211.56
Up to 15 222.60
Up to 21 233.92
Up to 31292.16
Up to 60 415.80
Up to 90 497.00
4 (full 120 days) 669.00
5 (full 150 days) 748.00
6 (full 180 days) 849.00

ADDITIONAL PREMIUM for 60 years old and above:  

– For persons aged between 60 and 65 years, increase 50% of the prices  

– For persons aged between 66 and 75 years, increase 100% of the prices  

– For persons aged between 76 and 80 years, increase 150% of the prices  

– For persons aged between 81 and 85 years, increase 220% of the prices