Engineering Insurance

Wherever life takes you,
We will be there

OAC’s Contractors All Risk (CAR) Insurance addresses the insurance needs of civil works and covers the contract price of the construction work materials, equipment, and third-party liability.

OAC’s Erection All Risk (EAR) Insurance covers the project itself such as erecting large machinery, including commissioning and testing, and third-party liability.

Machinery Breakdown Insurance covers all risks while the machine is in operation or at rest.

Engineering Insurance Benefits

Engineering Insurance can be tricky to navigate. Managed care insurance plans require policyholders to receive care from a network of designated health care providers for the highest level of coverage. If patients seek care outside the network, they must pay a higher percentage of the cost. In some cases, the insurance company may even refuse payment outright for services obtained out of network. Many managed care plans require patients to choose a primary care physician who oversees the patient’s care and makes recommendations about treatment.

Insurance companies may also deny coverage for services that were obtained without preauthorization. In addition, insurers may refuse payment for name-brand drugs if a generic version or comparable medication is available at a lower cost.

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Insurance companies may also deny coverage for services that were obtained without preauthorization. In addition, insurers may refuse payment for name-brand drugs if a generic version or comparable medication is available at a lower cost.

Insurance Packages