Domestic Travel
Travel Insurance
This is a type of insurance that gives protection while travelling anywhere in the world. International travel insurance offers cashless medical assistance and travel inconvenience benefits. Domestic travel offers the same benefits, but on a reimbursement basis only. This type of insurance covers not only accidents, but also illnesses as well.
ORIENTAL ASSURANCE TRAVEL PLAN (DOMESTIC TRAVEL)
| SCHEDULE OF BENEFITS / LIMITS | COMPREHENSIVE |
|---|---|
| Personal Accident | |
| Accidental Death and Disablement | 100,000.00 |
| Permanent Total Disability | 100,000.00 |
| Unprovoked Murder and Assault | 50,000.00 |
| Emergency Medical Treatment | |
| Medical Expenses & Hospitalization including follow up Treatments (covers Covid-19 up to 50%) | PHP 100,000 (follow up treatment up to PHP 3,000) |
| Pre-existing Covid – 19 is not covered | |
| Emergency and Accidental Dental Care | P2,000.00 (deductible P200.00) |
| Extension of period of stay of the Insured as a result of illness or accident (i.e., accommodation expenses only) | P200.00 maximum of P2,000.00 |
| Emergency Travel Assistance | |
| Emergency Medical Evacuation | 10,000.00 |
| Emergency Medical Repatriation | 10,000.00 |
| Hospital Cash Allowance (up to 10 days) | P200,00 maximum of P2,000.00 |
| Inconvenience Travel Benefits | |
| Trip Cancellation | P10,000.00 |
| Trip Curtailment | P10,000.00 |
| Flight Delay | P 1,000.00 |
| Flight Diversion | P 1,000.00 |
| Hijack – minimum of 12 hours waiting period limited up to a maximum of 10 days | P200.00 maximum of P2,000.00 |
| Baggage Loss / Damage – Airline and other checked in items | Up to P200 per item maximum of P1,000 |
| Loss of Travel Documents | P2,000.00 |
| Personal Liability | |
| Personal Liability | P 20,000.00 |
| SCHEDULE OF PREMIUMS (in Pesos) | COMPREHENSIVE |
|---|---|
| INDIVIDUAL | RATES |
| No. of days | PHP |
| Up to 4 | 169.26 |
| Up to 7 | 201.60 |
| Up to10 | 211.56 |
| Up to 15 | 222.60 |
| Up to 21 | 233.92 |
| Up to 31 | 292.16 |
| Up to 60 | 415.80 |
| Up to 90 | 497.00 |
| 4 (full 120 days) | 669.00 |
| 5 (full 150 days) | 748.00 |
| 6 (full 180 days) | 849.00 |
ADDITIONAL PREMIUM for 60 years old and above:
– For persons aged between 60 and 65 years, increase 50% of the prices
– For persons aged between 66 and 75 years, increase 100% of the prices
– For persons aged between 76 and 80 years, increase 150% of the prices
– For persons aged between 81 and 85 years, increase 220% of the prices