Personal Accident
- Accidental Death and Disablement (AD&D)
- Unprovoked Murder and Assault
Emergency Medical Treatment
- Medical expenses with hospitalization (includes COVID 19 expenses up to 10,000 USD)
- Treatment for Pre-existing Condition (First Medical Assistance in case of pre-existing illness)
- Hospital Cash Allowance (max. of 10 days)
- Emergency Dental
- Delivery of medicines
Emergency Travel Assistance
- 24/7 Worldwide Travel Assistance Services
- Emergency Medical Evacuation/Repatriation (expense due to COVID 19 included in Medical limit)
- Repatriation of Mortal Remains
- Return of Minor Children
- Compassionate Visit
- Extension of period of stay of the Insured as a result of illness or accident (i.e., accommodation
expenses only)
- Relay of Urgent Messages
Inconvenience Travel Benefits
- Trip Cancellation
- Trip Curtailment
- Flight Delay- (12 hours) – outbound and inbound
- Missed Connecting Flight- 12 hours (outbound and inbound)
- Flight Diversion – 12 hours (outbound and inbound)
- Baggage Loss/Damage Checked-in
- Indemnity for robbery of personal items not checked in
- Baggage Delay (6 hours)
- Loss of Travel Documents
- Loss of Personal Money
- Hijack (Max.of 10 days)
Personal Liability