North America Travel Package
Travel Insurance
This is a type of insurance that gives protection while travelling anywhere in the world. International travel insurance offers cashless medical assistance and travel inconvenience benefits. Domestic travel offers the same benefits, but on a reimbursement basis only. This type of insurance covers not only accidents, but also illnesses as well.
Insurance Benefits
Personal Accident
- Accidental Death and Disablement (AD&D)
- Unprovoked Murder and Assault
Emergency Medical Treatment
- Medical expenses with hospitalization (includes COVID 19 expenses up to 10,000 USD)
- Treatment for Pre-existing Condition (First Medical Assistance in case of pre-existing illness)
- Hospital Cash Allowance (max. of 10 days)
- Emergency Dental
- Delivery of medicines
Emergency Travel Assistance
- 24/7 Worldwide Travel Assistance Services
- Emergency Medical Evacuation/Repatriation (expense due to COVID 19 included in Medical limit)
- Repatriation of Mortal Remains
- Return of Minor Children
- Compassionate Visit
- Extension of period of stay of the Insured as a result of illness or accident (i.e., accommodation
expenses only) - Relay of Urgent Messages
Inconvenience Travel Benefits
- Trip Cancellation
- Trip Curtailment
- Flight Delay- (12 hours) – outbound and inbound
- Missed Connecting Flight- 12 hours (outbound and inbound)
- Flight Diversion – 12 hours (outbound and inbound)
- Baggage Loss/Damage Checked-in
- Indemnity for robbery of personal items not checked in
- Baggage Delay (6 hours)
- Loss of Travel Documents
- Loss of Personal Money
- Hijack (Max.of 10 days)
Personal Liability
- Personal Liability
NOTE: BENEFITS OF FAMILY MEMBERS
Benefits Distribution
Principal Insured: 100% of all benefits
Spouse: 100% except Medical Expenses benefit which is 50%
Each Child (max. of 4):100% except Medical Expenses benefit which is 50%